1Money in and out
2Deposit
3Repayments

What's coming in, what's going out

We'll turn this into a borrowing estimate as you type.

Estimated borrowing power

Fill in your income to get started.

How we worked that out

Some details need your attention. They're marked below.

Who's applying?

Just me A single application in your name. Two of us A joint application. We'll ask for a second income.

Your monthly take-home pay After tax. What actually lands in the account.

Children or dependants Each one adds an assumed $400 a month to your living costs.

Monthly living expenses Groceries, fuel, bills, insurance, everything that isn't rent or debt.

Monthly loan repayments Car, personal, HECS.

Total credit card limit The limit, not the balance.

Back

An indicative estimate only, not an offer of finance. Assessed at — the current rate plus a 3 percentage point buffer — over 30 years, keeping 10% of your surplus in reserve.

Prototype for research. No data is sent anywhere. Start over · All prototypes